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Chipper Cash vs Wave

A side-by-side comparison of Chipper Cash and Wave — how they pay, where they work, and who they are for.

	Chipper Cash A pan-African app for sending and receiving money across borders and locally. Visit	Wave A West African mobile-money app with low fees for receiving and sending money. Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	No	No
Fees	Free P2P within network, FX markup cross-border	Free deposits and withdrawals, 1% P2P fee
Withdraw via	Bank transfer, mobile money cash-out	Agent cash-out, bill pay
Availability	Nigeria, Ghana, Uganda, Kenya, Rwanda, South Africa, United States, United Kingdom	Senegal + 7 African countries
Local to	Nigeria, Ghana, Kenya, Uganda, South Africa	Senegal, Ivory Coast, Mali
Founded	2018	2018
Headquarters	San Francisco, United States	Dakar, Senegal
Popularity	22 views · 0 likes	20 views · 0 likes