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dLocal vs Yoco

A side-by-side comparison of dLocal and Yoco — how they pay, where they work, and who they are for.

dLocal A cross-border payments processor connecting global merchants to emerging-market shoppers. Visit Yoco A South African payments company letting small businesses accept card payments with readers. Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Custom pricing ~2.9% average take rate 2.6-2.95% per card transaction
Withdraw via Cross-border settlement to merchant bank Bank payout 1-3 days, instant for fee
Availability 40+ emerging markets South Africa
Local to South Africa
Founded 2016 2015
Headquarters Montevideo, Uruguay Cape Town, South Africa
Popularity 25 views · 0 likes 26 views · 0 likes