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Grey vs OPay

A side-by-side comparison of Grey and OPay — how they pay, where they work, and who they are for.

	Grey Virtual USD, GBP, and EUR accounts for African freelancers - receive international payments and convert to loc… Visit	OPay A Nigerian fintech where individuals and merchants receive payments and transfer money. Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	Yes	No
Fees	No account fees, FX conversion margin	~NGN 10 per transfer, ~0.5% agent withdrawal
Withdraw via	Bank transfer, Mobile money	Bank transfer, agent cash-out, card/ATM
Availability	Nigeria, Kenya, Ghana, Uganda + LatAm/Asia markets	Nigeria
Local to	Nigeria, Kenya, Ghana	Nigeria
Founded	2020	2018
Headquarters	Middletown, United States	Lagos, Nigeria
Popularity	19 views · 0 likes	23 views · 0 likes