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M-Pesa vs Yape

A side-by-side comparison of M-Pesa and Yape — how they pay, where they work, and who they are for.

	M-Pesa The mobile money system that runs East Africa - anyone with a SIM card can receive payments, and small busines… Visit	Yape Peru leading mobile-payment app where people receive money and pay merchants by QR. Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	No	No
Fees	Free deposits, tiered P2P and agent withdrawal fees	Free P2P transfers
Withdraw via	Cash agents, Bank transfer	Linked bank account, ATM withdrawal
Availability	Kenya + 7 African markets	Peru, Bolivia
Local to	Kenya, Tanzania	Peru
Founded	2007	2016
Headquarters	Nairobi, Kenya	Lima, Peru
Popularity	31 views · 0 likes	19 views · 0 likes