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Midtrans vs dLocal

A side-by-side comparison of Midtrans and dLocal — how they pay, where they work, and who they are for.

	Midtrans An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets. Visit	dLocal A cross-border payments processor connecting global merchants to emerging-market shoppers. Visit
Type	Card processing like Stripe	Card processing like Stripe
Category	Payments	Payments
Vetted	No	No
Work from home	Yes	Yes
Fees	Cards 2.9% + Rp2000, QRIS 0.7%	Custom pricing ~2.9% average take rate
Withdraw via	Bank payout after settlement	Cross-border settlement to merchant bank
Availability	Indonesia	40+ emerging markets
Local to	Indonesia	—
Founded	2012	2016
Headquarters	Jakarta, Indonesia	Montevideo, Uruguay
Popularity	26 views · 0 likes	25 views · 0 likes