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PhonePe vs Khalti

A side-by-side comparison of PhonePe and Khalti — how they pay, where they work, and who they are for.

	PhonePe A leading Indian payments app where users and merchants receive money via UPI and QR. Visit	Khalti A Nepali digital wallet and payment gateway for receiving money and paying bills. Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	No	No
Fees	Free UPI payments for consumers	Mostly free wallet payments
Withdraw via	Bank account via UPI	—
Availability	India	Nepal
Local to	India	Nepal
Founded	2015	2017
Headquarters	Bengaluru, India	Kathmandu, Nepal
Popularity	23 views · 0 likes	22 views · 0 likes