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PicPay vs OPay

A side-by-side comparison of PicPay and OPay — how they pay, where they work, and who they are for.

	PicPay A Brazilian payment app where people and merchants receive money, pay, and transfer. Visit	OPay A Nigerian fintech where individuals and merchants receive payments and transfer money. Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	No	No
Fees	Free account and Pix/P2P transfers	~NGN 10 per transfer, ~0.5% agent withdrawal
Withdraw via	Pix/bank transfer, debit card	Bank transfer, agent cash-out, card/ATM
Availability	Brazil	Nigeria
Local to	Brazil	Nigeria
Founded	2012	2018
Headquarters	Vitoria, Brazil	Lagos, Nigeria
Popularity	27 views · 0 likes	23 views · 0 likes