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Yoco vs dLocal

A side-by-side comparison of Yoco and dLocal — how they pay, where they work, and who they are for.

Yoco A South African payments company letting small businesses accept card payments with readers. Visit dLocal A cross-border payments processor connecting global merchants to emerging-market shoppers. Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home No Yes
Fees 2.6-2.95% per card transaction Custom pricing ~2.9% average take rate
Withdraw via Bank payout 1-3 days, instant for fee Cross-border settlement to merchant bank
Availability South Africa 40+ emerging markets
Local to South Africa
Founded 2015 2016
Headquarters Cape Town, South Africa Montevideo, Uruguay
Popularity 26 views · 0 likes 25 views · 0 likes