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dLocal vs Midtrans
A side-by-side comparison of dLocal and Midtrans — how they pay, where they work, and who they are for.
dLocal
A cross-border payments processor connecting global merchants to emerging-market shoppers.
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Midtrans
An Indonesian payment gateway (GoTo) for accepting cards, bank transfers, and e-wallets.
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Custom pricing ~2.9% average take rate | Cards 2.9% + Rp2000, QRIS 0.7% |
| Withdraw via | Cross-border settlement to merchant bank | Bank payout after settlement |
| Availability | 40+ emerging markets | Indonesia |
| Local to | — | Indonesia |
| Founded | 2016 | 2012 |
| Headquarters | Montevideo, Uruguay | Jakarta, Indonesia |
| Popularity | 25 views · 0 likes | 26 views · 0 likes |