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ExpressPay vs Bancontact Pay

A side-by-side comparison of ExpressPay and Bancontact Pay — how they pay, where they work, and who they are for.

ExpressPay Collect payments via cards and all mobile-money networks. Visit Bancontact Pay Belgian mobile payment app to get paid via QR (formerly Payconiq). Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Transfer fees capped ~GHS 10, merchant 1.5-2.5% Free for consumers
Withdraw via Mobile money, bank transfer Direct bank-to-bank via linked Belgian account
Availability Ghana Belgium
Local to Ghana Belgium
Founded 2012 2015
Headquarters Accra, Ghana Brussels, Belgium
Popularity 43 views · 0 likes 46 views · 0 likes