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Grey vs PalmPay

A side-by-side comparison of Grey and PalmPay — how they pay, where they work, and who they are for.

Grey Virtual USD, GBP, and EUR accounts for African freelancers - receive international payments and convert to loc… Visit PalmPay A Nigerian mobile-money app for receiving payments, transfers, and bill pay. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees No account fees, FX conversion margin Free/low in-app transfers, agent cash-out ~0.5%
Withdraw via Bank transfer, Mobile money Bank transfer, agent/POS cash-out, debit card
Availability Nigeria, Kenya, Ghana, Uganda + LatAm/Asia markets Nigeria, Ghana, Tanzania, Bangladesh
Local to Nigeria, Kenya, Ghana Nigeria
Founded 2020 2019
Headquarters Middletown, United States Lagos, Nigeria
Popularity 19 views · 0 likes 23 views · 0 likes