Checked 29 Oct 2026
PalmPay 3.2Bronze 25 pts
A Nigerian mobile-money app for receiving payments, transfers, and bill pay.
- Pays via Bank transfer+2 more ways to get paid
- Local, in personWork happens near you
- Since
- 2019 7 yrs
Based in- Lagos, Nigeria
- Web rank
- #77,732 worldwide
Can you join PalmPay?
Answer two questions and we check them against PalmPay's sign-up rules.
Pick your country and age then press Check. Your answer shows here and in “Can I join?” below.
PalmPay is a mobile money where anyone can register to start earning. Fees are Free/low in-app transfers, agent cash-out ~0.5% and you can withdraw via Bank transfer, agent/POS cash-out and debit card. Founded in 2019, PalmPay is based in Lagos, Nigeria. It is available in Nigeria, Ghana, Tanzania, Bangladesh.
Last updated
Getting paid
What the platform takes, when you get your money and how
Not verified yet: Payment protection · Minimum payout · Payout speed Know the answer? Tell us
From the published fees above, before payment-processing, currency or withdrawal charges. Work out your own amount →
What people actually earn on PalmPay
Sourced figures from the platform, filings and independent studies
Figures published by PalmPay or by independent studies and surveys, as dated. Individual earnings vary widely.
Our rating
Worked out from the facts on this page, the same way for every platform
Strong on fees. Weaker on access.
- Fees4.5
- Getting paid2.8
- Access2.5
- Track record3.0
- Proof of earnings3.0
Not a review of service quality: a score from verified fees, payouts, access, track record and earnings data. How the rating works
Achievements
25 of 100 points from 3 of 14 achievements, Bronze tier. Earned from verified facts, never paid for
Verified earningsA sourced figure for what people earn or are paid there+10
Why it matters You can judge the pay from a real number instead of the platform's own promises.
How we check We need a figure for what earners are paid, earn typically, or how many people earn, with a link to the filing, pay page or study it came from.
PalmPay 1M+ businesses and agents (2025-06)
Every platform with this badge →Clear feesPublishes its cut as a percentage+5
Why it matters You can work out what you keep before you start.
How we check The platform publishes its cut as a percentage on its pricing or help pages, which we record as a range when it is tiered.
PalmPay 0.5%
Every platform with this badge →Low cutTakes 10% or less of what you earn+10
Why it matters More of every payment reaches you. Many marketplaces take 20% or more.
How we check The highest percentage the platform names in its published fees is 10% or less.
PalmPay 0.5%
Every platform with this badge →Open worldwideAccepts people from almost every country10
Why it matters Most earning platforms only take people from a handful of countries. This one lets almost anyone join.
How we check The platform's own terms or sign-up pages say it accepts people worldwide, with no more than eight countries left out.
PalmPay Nigeria, Ghana, Tanzania, Bangladesh
Every platform with this badge →Free to joinNo fee to sign up5
Why it matters Paying to join is a red flag on many work sites. This one costs nothing to start.
How we check The platform's sign-up and pricing pages show no fee to register as an earner.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Low payout barLets you cash out $10 or less5
Why it matters Small earnings are not left stuck in your account waiting for a high threshold.
How we check The platform's published minimum withdrawal is $10 or less, or it has no minimum.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Fast payoutsPays out instantly, daily or on demand5
Why it matters Money arrives when you need it, not weeks later.
How we check The platform says payouts are instant, same-day, daily or on demand.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Payment protectionHolds or guarantees payment before you work10
Why it matters Something stops you working for nothing, such as client money held before the work starts.
How we check The platform publishes how it protects earners' payments: escrow, guaranteed pay or a dispute process.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Loved appA mobile app rated 4.5 or higher5
Why it matters A well-rated app usually means smooth day-to-day work and fewer payout problems.
How we check The platform's app is rated 4.5 or higher on the Apple App Store or Google Play.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Top 10K websiteAmong the world's 10,000 most visited sites (Tranco)5
Why it matters Big platforms have more clients and buyers, and a lot to lose from treating earners badly.
How we check The site ranks in the world's 10,000 most visited on the Tranco list, a research-grade ranking.
PalmPay #77,732 worldwide
Every platform with this badge →10 years runningFounded at least 10 years ago5
Why it matters Platforms that have lasted a decade are less likely to vanish with your balance.
How we check Its founding year, checked against company records, is at least 10 years ago.
PalmPay Founded 2019
Every platform with this badge →20 years runningFounded at least 20 years ago5
Why it matters Two decades of paying people is a strong track record.
How we check Its founding year, checked against company records, is at least 20 years ago.
PalmPay Founded 2019
Every platform with this badge →Public companyListed on a stock exchange, with audited filings5
Why it matters Listed companies publish audited accounts, so their finances and risks are public.
How we check The company has a stock ticker on a public exchange, with filings we can read.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →Fully documentedFees, payouts, countries and company details all verified15
Why it matters Everything you need to decide is verified here, not left as guesswork.
How we check Fees, payouts, minimum payout, who can join and the company details are all recorded from official pages.
Not earned yet: we have not verified this for PalmPay.
Every platform with this badge →
How achievements and tiers work · Open any badge for the details
Can I join PalmPay?
Age, countries, equipment and how sign-up works
We haven't verified PalmPay's sign-up requirements (age, countries, ID and equipment) yet. Anyone can register. See which platforms you can join with your details →
Apps and support
Mobile apps, help channels, awards and press
How PalmPay compares
Against similar platforms in our directory
- At 0.5%, PalmPay takes a smaller cut than 13 of the 15 payment receiving platforms we track that charge a percentage fee (median 1.7%).
- PalmPay is the only one of the 51 payment receiving platforms we track that pays out via agent/POS cash-out.
- Launched in 2019, PalmPay is newer than most payment receiving platforms — 48 of the 53 we track were founded earlier.
Compared with the payment receiving platforms in our directory. See them all →
Is PalmPay legit?
What we could verify about the company
PalmPay is a real, operating platform. What we could verify:
- Operating since 2019 (7 years)
- Headquartered in Lagos, Nigeria
- Its domain palmpay.com was registered in 2002 (registry record)
- Among the world's top 100,000 websites by traffic (Tranco rank #77,732)
Listing last updated October 2026 · how we verify platforms · Missing or out of date? Tell us
PalmPay in public records
Company filings, web traffic and app store data
- Website rank
- #77,732 worldwideAmong the top 100,000 sites (palmpay.com)
- Domain registered
- Jan 2002palmpay.com, 24 years ago
Sources: Tranco · RDAP registry. Retrieved October 29, 2026.
PalmPay timeline
Founding, funding, milestones and news
-
Founded
PalmPay founded
Headquarters today: Lagos, Nigeria
-
Milestone
1M+ businesses and agents
TechCrunch reported in June 2025 that PalmPay had a network of over one million small businesses and agent merchants offering services through its business app and POS devices.
Source ↗ -
On FreelanceSites
Added to the FreelanceSites.net directory
Checked against its official pages before listing.
From the platform's own reports and press coverage we checked, plus company records on Wikidata. Know a milestone we're missing? Tell us
Guides
Step-by-step help for this platform
No step-by-step guide for PalmPay yet. Browse all guides or find the right way to earn for you.
Frequently asked questions
Quick answers about PalmPay
How much does PalmPay charge?
PalmPay fees: Free/low in-app transfers, agent cash-out ~0.5%. On a $100 payment that leaves you about $99.50, before withdrawal or conversion costs.
How do you get paid on PalmPay?
PalmPay pays out via Bank transfer, agent/POS cash-out and debit card.
Which countries is PalmPay available in?
Nigeria, Ghana, Tanzania, Bangladesh. Its main focus is Nigeria.
How much do people earn on PalmPay?
TechCrunch reported in June 2025 that PalmPay had a network of over one million small businesses and agent merchants offering services through its business app and POS devices. Individual earnings vary widely.
Is PalmPay legit?
Yes, PalmPay is a real, operating platform: operating since 2019 (7 years), headquartered in Lagos, Nigeria and its domain palmpay.com was registered in 2002 (registry record). As with any platform, check its current terms before relying on it for income.
What are the best PalmPay alternatives?
Similar platforms include OPay, GCash, bKash and Telebirr. Compare their fees and payouts in the alternatives section below.
Compare PalmPay with…
PalmPay alternatives
More payment receiving like Payoneer
OPayA Nigerian fintech where individuals and merchants receive payments and transfer money.
Fees ~NGN 10 per transfer, ~0.5% agent withdrawalopayweb.com
GCashThe Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freelancer adoption.
Fees Free in-app transfers, ~2% agent cash-outgcash.com
bKashBangladesh dominant mobile money service where anyone receives and cashes out payments.
Fees Free P2P within limits, agent cash-out 1.49-1.85%bkash.com
TelebirrEthiopia mobile-money service where users receive and send payments by phone.
Fees Free registration, tiered transfer/cash-out feesethiotelecom.et
NagadA major Bangladeshi mobile financial service for receiving payments and cash-out.
Fees Cash-out ~1.15% via appnagad.com.bd
M-PesaThe mobile money system that runs East Africa - anyone with a SIM card can receive payments, and small businesses charge through till numbers.
Fees Free deposits, tiered P2P and agent withdrawal feessafaricom.co.ke