← Back to GCash
Compare
GCash vs PalmPay
GCash and PalmPay are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $995 on PalmPay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980 on GCash and $995 on PalmPay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only GCash offers Cash agents. Only PalmPay offers agent/POS cash-out and debit card.
- GCash is the older platform — founded in 2004, 15 years before PalmPay (2019).
- GCash is based in Philippines, PalmPay in Nigeria.
Which should you choose?
Choose GCash if…
- You want to withdraw via Cash agents.
- You prefer a long track record (since 2004).
Choose PalmPay if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via agent/POS cash-out and debit card.
Side by side
|
GCash
The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela…
Visit
|
PalmPay
A Nigerian mobile-money app for receiving payments, transfers, and bill pay.
Visit
|
|
|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Free in-app transfers, ~2% agent cash-out | Free/low in-app transfers, agent cash-out ~0.5% |
| Withdraw via | Bank transfer, Cash agents | Bank transfer, agent/POS cash-out, debit card |
| Availability | Philippines | Nigeria, Ghana, Tanzania, Bangladesh |
| Local to | Philippines | Nigeria |
| Founded | 2004 | 2019 |
| Headquarters | Taguig, Philippines | Lagos, Nigeria |
| Popularity | 43 views · 0 likes | 47 views · 0 likes |
Frequently asked questions
Which is cheaper, GCash or PalmPay?
On a $1,000 payment you keep about $980 on GCash and $995 on PalmPay, before withdrawal or currency-conversion costs.
Where are GCash and PalmPay available?
GCash: Philippines. PalmPay: Nigeria, Ghana, Tanzania, Bangladesh.