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bKash vs PalmPay
bKash and PalmPay are both payment receiving platforms. On a $1,000 payment you keep about $981.50–$985.10 on bKash and $995 on PalmPay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $981.50–$985.10 on bKash and $995 on PalmPay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only bKash offers Agent cash-out and ATM. Only PalmPay offers agent/POS cash-out and debit card.
- bKash is the older platform — founded in 2011, 8 years before PalmPay (2019).
- bKash is based in Bangladesh, PalmPay in Nigeria.
Which should you choose?
Choose bKash if…
- You want to withdraw via Agent cash-out and ATM.
- You prefer a long track record (since 2011).
Choose PalmPay if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via agent/POS cash-out and debit card.
Side by side
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bKash
Bangladesh dominant mobile money service where anyone receives and cashes out payments.
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PalmPay
A Nigerian mobile-money app for receiving payments, transfers, and bill pay.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | No |
| Fees | Free P2P within limits, agent cash-out 1.49-1.85% | Free/low in-app transfers, agent cash-out ~0.5% |
| Withdraw via | Agent cash-out, ATM, bank transfer | Bank transfer, agent/POS cash-out, debit card |
| Availability | Bangladesh | Nigeria, Ghana, Tanzania, Bangladesh |
| Local to | Bangladesh | Nigeria |
| Founded | 2011 | 2019 |
| Headquarters | Dhaka, Bangladesh | Lagos, Nigeria |
| Popularity | 59 views · 1 likes | 47 views · 0 likes |
Frequently asked questions
Which is cheaper, bKash or PalmPay?
On a $1,000 payment you keep about $981.50–$985.10 on bKash and $995 on PalmPay, before withdrawal or currency-conversion costs.
Where are bKash and PalmPay available?
bKash: Bangladesh. PalmPay: Nigeria, Ghana, Tanzania, Bangladesh.