Best freelance, gig and earning platforms in Nigeria

Lemon Squeezy

Store activation needs a questionnaire and ID check (about 2-3 business days), payouts go by bank in listed countries or by PayPal elsewhere.

PayPal

Not available in Pakistan or Bangladesh, and in some listed countries accounts may only send or cannot withdraw locally, so check in the app.

Paystack

You'll need: A bank account

Unregistered Starter Businesses are allowed except in Egypt but have a lifetime collection limit. Nigerians need a BVN.

MTN MoMo

MTN lists these markets but MoMo rules, fees and limits are set by each local MTN company, so check your country's MTN site.

Chipper Cash

You'll need: A smartphone

USD account for Upwork, Fiverr and Deel payouts is only for verified Nigerians and Ghanaians, deposits can be held up to 3 days for review.

dLocal

You'll need: A bank account

Individuals can join dLocal Go without a company. US-based sellers can only charge Latin American, Asian and African customers.

OPay

Nigerian naira wallet with free transfers to local bank accounts and a debit card, local payments only.

Flutterwave

You'll need: A bank account

Unregistered Starter or Individual accounts are allowed. Nigerians need a BVN and NIN.

Grey

Gives USD, GBP and EUR receiving accounts for foreign clients and platforms like Upwork, Deel and Payoneer, payments from sanctioned countries fail.

Paddle

For software and digital products only, individuals can sell, and payouts go monthly by wire or Payoneer once you reach $100.

Upwork

You'll need: A computer

You need a verified ID, an approved profile and a tax form (W-8BEN outside the US) before withdrawing. Crimea, Donetsk and Luhansk are also restricted.

Fiverr

You'll need: A computer

Fiverr can ask any seller for a government ID to confirm you are 18+, and PayPal withdrawals arrive in about 24 hours with a $1 minimum.

Toptal

You'll need: A computer, Good English, A skills test

Fewer than 3 percent pass the English interview, skills tests, live screening and 1-3 week test project.

Guru

You'll need: A computer

Free Basic plan gives 10 bids a month with a 9 percent job fee, paid plans from $11.95/mo add bids and lower fees.

PeoplePerHour

You'll need: A computer

Profiles are reviewed within 2 business days and new earnings clear 14 days after the invoice is approved.

Freelancer

You'll need: A computer

Identity verification is required before withdrawing, and your first withdrawal can be held up to 15 days.

Amuse

There is no free plan now, the cheapest Artist plan costs $23.99 a year.

CD Baby

One-time $9.99 per single or $14.99 per album, payout within 15 business days of hitting your $25 default threshold, W-9 or W-8 required.

DistroKid

Ages 13-17 need parent or guardian consent, and you pay the annual fee by credit card.

TuneCore

Ages 13-17 need parent consent, artists outside the US sign with Believe International instead of TuneCore.

inDrive

You'll need: A smartphone, A car, A driver's licence

Operates in about 48 countries, and drivers can counter the passenger's offered fare in the app.

Bolt

You'll need: A smartphone, A car, A driver's licence

Phone must run Android 9 or iOS 16 or newer, and Bolt partners can rent you a car if you do not own one.

Uber

You'll need: A smartphone, A car, A driver's licence, Vehicle insurance, A background check

US drivers must meet the local minimum age and need 1 year of US driving experience (3 years if under 25).

Superprof

Free to publish an ad with no commission, students pay you directly, but you must win your own students from profile views.

Preply

You'll need: A computer, A webcam, A headset

Profiles reviewed within 3 business days, no certificate needed, but the first trial lesson with each new student pays 100% commission.

Cambly

You'll need: A computer, A webcam, Native-level language skills, Good English

No degree or certificate needed but tutors must be native English speakers and cannot tutor from California, Massachusetts or New Jersey.

Jumia

Jumia now runs in 8 African countries after leaving South Africa, Tunisia and Algeria, and seller requirements were not readable.

eBay

You'll need: A bank account

New private sellers get funds 2 to 7 days after delivery, and payouts go to a checking account or debit card, not PayPal.

Gumroad

You'll need: A bank account

Listed countries get bank payouts, others PayPal only (no Payoneer or Wise), $100 minimum payout, and US sellers need an SSN.

Patreon

You'll need: A tax ID number

Under 18 needs a parent or guardian's permission, and you must give tax info or Patreon may withhold tax.

YouTube

You'll need: An existing audience

Partner Program needs 1,000 subscribers plus 4,000 watch hours (12 months) or 10M Shorts views (90 days), and an AdSense account.

Snapchat

You'll need: A smartphone, An existing audience

Snap Stars earn from ads on public content, eligibility depends on authenticity, engagement and quality (help centre would not load).

Shutterstock

You'll need: A tax ID number

You need an approved tax form before any payout, and contributors in some countries face a 90-day waiting period.

Envato

You'll need: A portfolio or work samples, A tax ID number

New author applications are paused until further notice, when open they need portfolio review (about 30 days), tax info and an ID check.

CodeCanyon

Official Envato author help blocked automated reading (HTTP 403) so eligibility could not be verified.

ThemeForest

Official Envato author help blocked automated reading (HTTP 403) so eligibility could not be verified.

Redbubble

You'll need: A computer

Paid monthly by the 15th once you pass the payment threshold, via PayPal or bank transfer (US, AU and UK banks), and inactive accounts can be charged a fee.

Zazzle

You'll need: A computer, A PayPal account

Royalties are paid by PayPal (from $50) or check (from $100) within 45 days after month end, and tax forms are needed.

HackerOne

You'll need: A computer

Under 18 needs parental consent, and payouts need a Veriff ID check plus an approved tax form.

Bugcrowd

You'll need: A computer

A Jumio ID check is required before reporting to managed programs, and payouts need a tax form plus bank transfer or PayPal.

Clarity.fm

Expert applications are reviewed on background, demand and profile completeness, and Clarity keeps a 15% fee on every call.

ADPList

Mentoring is unpaid volunteer work, applicants need 5+ years of industry experience and only about 30% are approved.

Flytographer

You'll need: A camera, A portfolio or work samples, Good English

Needs 2+ years of paid lifestyle photography experience and conversational English, and only about 3% of applicants are accepted.

Localgrapher

You'll need: A camera, A portfolio or work samples, Good English

Needs 3+ years of experience, professional gear with backups, very good English, and you must live in the destination you shoot.

Honeygain

Must be 18+ on your own home network (no shared or work networks) and payouts start at a $20 minimum.

Grass

You'll need: A computer

Terms bar minors and sanctioned regions (list not itemised) and rewards are points or tokens with no promised cash value.

Skillshare

You'll need: A computer, A portfolio or work samples

First-time teachers must be approved (English-language applications only) and earnings are forfeited while Tipalti payment setup is incomplete.

Teachable

You'll need: A computer, A bank account

No free plan (7-day trial), the Starter plan adds a 7.5% transaction fee, payouts can arrive within minutes of a sale.

viagogo

Official pages blocked automated reading so eligibility is unverified.

StubHub

Official seller pages blocked automated reading so eligibility is unverified.

Glovo

You'll need: A smartphone, A bicycle, A motorbike or scooter, A car, The right to work there

Apply online with a valid ID and the right to work, plus a bike, scooter or car depending on your city.

GitHub Sponsors

You'll need: A bank account, A tax ID number

Needs 2FA on GitHub, a bank account in the same supported region you live in and a W-9 or W-8BEN tax form, review takes a few days.

Medium

Official Medium pages blocked automated reading (HTTP 403) so Partner Program eligibility could not be verified.

Topcoder

You'll need: A computer

Quebec, Crimea, Donetsk and Luhansk are also barred, winners pass an ID check and file a W-9 or W-8BEN, prizes paid within 90 days.

Amazon Mechanical Turk

You'll need: A computer, A tax ID number

MTurk is closing on September 30 2026, so new workers should not sign up, and US persons living abroad were never supported.

Grailed

You'll need: A smartphone

Must be 16+ (18 in China) and pass a Persona government ID check, and you must connect a payment account before listing.