A Philippine payments platform letting businesses accept cards, e-wallets, and bank transfers.
PayMongo is a payment processor where anyone can register to start earning, and the work can be done remotely. Fees are Cards 3.5% + PHP 15, e-wallets ~2.5-3% and you can withdraw via Bank payout ~T+1. Founded in 2019, PayMongo is based in Manila, Philippines. It is available in Philippines.
Last updated
What people actually earn on PayMongo
We haven't found a verified figure for what people earn on PayMongo yet. We add one here when PayMongo or an independent study publishes numbers. See what people earn on other platforms →
Can I join PayMongo?
Unregistered individuals only get QR Ph and wallet features. Accepting cards and e-wallets online needs DTI or SEC registration.
Official requirements ↗ · Check which platforms you can join →
How PayMongo compares
- At 2.5%–3.5%, PayMongo charges more than 12 of the 17 card processing platforms we track that take a percentage (median 2.8%).
- Launched in 2019, PayMongo is newer than most card processing platforms — 18 of the 20 we track were founded earlier.
Compared with the card processing platforms in our directory. See them all →
Is PayMongo legit?
PayMongo is a real, operating platform. What we could verify:
- Operating since 2019 (7 years)
- Headquartered in Manila, Philippines
Listing last updated September 2026 · how we verify platforms · Missing or out of date? Tell us
Guides
No step-by-step guide for PayMongo yet. Browse all guides or find the right way to earn for you.
Frequently asked questions
How much does PayMongo charge?
PayMongo fees: Cards 3.5% + PHP 15, e-wallets ~2.5-3%. On a $100 payment that leaves you about $96.50–$97.50, before withdrawal or conversion costs.
How do you get paid on PayMongo?
PayMongo pays out via Bank payout ~T+1.
Which countries is PayMongo available in?
Philippines. Its main focus is Philippines.
Is PayMongo legit?
Yes, PayMongo is a real, operating platform: operating since 2019 (7 years) and headquartered in Manila, Philippines. As with any platform, check its current terms before relying on it for income.
What are the best PayMongo alternatives?
Similar platforms include Lemon Squeezy, Paddle, Razorpay and Paystack. Compare their fees and payouts in the alternatives section below.
Compare PayMongo with…
PayMongo alternatives
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