The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept cards, mobile money, and bank transfers.
Paystack is a payment processor where anyone can register to start earning, and the work can be done remotely. Fees are From 1.5% per local transaction and you can withdraw via Bank transfer. Founded in 2015, Paystack is based in Lagos, Nigeria. It is available in Nigeria, Ghana, South Africa, Kenya, Ivory Coast.
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What people actually earn on Paystack
We haven't found a verified figure for what people earn on Paystack yet. We add one here when Paystack or an independent study publishes numbers. See what people earn on other platforms →
Can I join Paystack?
Not verified yet: Minimum age · First payout Know the answer? Tell us
Unregistered Starter Businesses are allowed except in Egypt but have a lifetime collection limit. Nigerians need a BVN.
Official requirements ↗ · Check which platforms you can join →
Not verified yet: Mobile apps · Support Know the answer? Tell us
How Paystack compares
- At 1.5%, Paystack takes a smaller cut than 16 of the 17 card processing platforms we track that charge a percentage fee (median 2.8%).
- Launched in 2015, Paystack is newer than most card processing platforms — 12 of the 20 we track were founded earlier.
Compared with the card processing platforms in our directory. See them all →
Is Paystack legit?
Paystack is a real, operating platform. What we could verify:
- Operating since 2015 (11 years)
- Headquartered in Lagos, Nigeria
- Has a Wikipedia article
Listing last updated September 2026 · how we verify platforms · Missing or out of date? Tell us
Guides
No step-by-step guide for Paystack yet. Browse all guides or find the right way to earn for you.
Frequently asked questions
How much does Paystack charge?
Paystack fees: From 1.5% per local transaction. On a $100 payment that leaves you about $98.50, before withdrawal or conversion costs.
How do you get paid on Paystack?
Paystack pays out via Bank transfer.
Which countries is Paystack available in?
Nigeria, Ghana, South Africa, Kenya, Ivory Coast. Its main focus is Nigeria, Ghana, South Africa and Kenya.
Is Paystack legit?
Yes, Paystack is a real, operating platform: operating since 2015 (11 years), headquartered in Lagos, Nigeria and has a Wikipedia article. As with any platform, check its current terms before relying on it for income.
What are the best Paystack alternatives?
Similar platforms include Lemon Squeezy, Paddle, Stripe and Razorpay. Compare their fees and payouts in the alternatives section below.
Compare Paystack with…
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