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Paystack

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The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept cards, mobile money, and bank transfers.

Paystack is a payment processor where anyone can register to start earning, and the work can be done remotely. Fees are From 1.5% per local transaction and you can withdraw via Bank transfer. Founded in 2015, Paystack is based in Lagos, Nigeria. It is available in Nigeria, Ghana, South Africa, Kenya, Ivory Coast.

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Money matters
Fees From 1.5% per local transaction Fee calculator →
Payment protection Not listed yet
Minimum payout Not listed yet
Payout speed Not listed yet
Withdraw via Bank transfer

What people actually earn on Paystack

We haven't found a verified figure for what people earn on Paystack yet. We add one here when Paystack or an independent study publishes numbers. See what people earn on other platforms →

Can I join Paystack?

Minimum ageNot listed yet
Who can join Egypt, Ghana, Ivory Coast, Kenya, Nigeria and South Africa
You'll need A bank account
ID verificationRequired
Cost to joinFree
Sign-up processQuick profile or ID review
First payoutNot listed yet

Unregistered Starter Businesses are allowed except in Egypt but have a lifetime collection limit. Nigerians need a BVN.

Official requirements ↗ · Check which platforms you can join →

At a glance
Registration Open — anyone can sign up
Work from home Yes — the work is remote
Availability Nigeria, Ghana, South Africa, Kenya, Ivory Coast
Mobile apps Not listed yet
Support Not listed yet

How Paystack compares

  • At 1.5%, Paystack takes a smaller cut than 16 of the 17 card processing platforms we track that charge a percentage fee (median 2.8%).
  • Launched in 2015, Paystack is newer than most card processing platforms — 12 of the 20 we track were founded earlier.

Compared with the card processing platforms in our directory. See them all →

Is Paystack legit?

Paystack is a real, operating platform. What we could verify:

  • Operating since 2015 (11 years)
  • Headquartered in Lagos, Nigeria
  • Has a Wikipedia article

Listing last updated September 2026 · how we verify platforms · Missing or out of date? Tell us

Guides

No step-by-step guide for Paystack yet. Browse all guides or find the right way to earn for you.

Frequently asked questions

How much does Paystack charge?

Paystack fees: From 1.5% per local transaction. On a $100 payment that leaves you about $98.50, before withdrawal or conversion costs.

How do you get paid on Paystack?

Paystack pays out via Bank transfer.

Which countries is Paystack available in?

Nigeria, Ghana, South Africa, Kenya, Ivory Coast. Its main focus is Nigeria, Ghana, South Africa and Kenya.

Is Paystack legit?

Yes, Paystack is a real, operating platform: operating since 2015 (11 years), headquartered in Lagos, Nigeria and has a Wikipedia article. As with any platform, check its current terms before relying on it for income.

What are the best Paystack alternatives?

Similar platforms include Lemon Squeezy, Paddle, Razorpay and Stripe. Compare their fees and payouts in the alternatives section below.

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Paystack alternatives

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