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Paystack vs Razorpay
Paystack and Razorpay are both card processing platforms. On a $1,000 payment you keep about $985 on Paystack and $980 on Razorpay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $985 on Paystack and $980 on Razorpay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Paystack is based in Nigeria, Razorpay in India.
Which should you choose?
Choose Paystack if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
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Paystack
The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept…
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | From 1.5% per local transaction | Around 2% per domestic transaction |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | Nigeria, Ghana, South Africa, Kenya, Ivory Coast | India |
| Local to | Nigeria, Ghana, South Africa, Kenya | India |
| Founded | 2015 | 2014 |
| Headquarters | Lagos, Nigeria | Bengaluru, India |
| Popularity | 47 views · 0 likes | 48 views · 0 likes |
Frequently asked questions
Which is cheaper, Paystack or Razorpay?
On a $1,000 payment you keep about $985 on Paystack and $980 on Razorpay, before withdrawal or currency-conversion costs.
Where are Paystack and Razorpay available?
Paystack: Nigeria, Ghana, South Africa, Kenya, Ivory Coast. Razorpay: India.