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Braintree vs Paystack
Braintree and Paystack are both card processing platforms. On a $1,000 payment you keep about $973.61 on Braintree and $985 on Paystack, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $973.61 on Braintree and $985 on Paystack, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Braintree is the older platform — founded in 2007, 8 years before Paystack (2015).
- Braintree is based in United States, Paystack in Nigeria.
Which should you choose?
Choose Braintree if…
- You prefer a long track record (since 2007).
Choose Paystack if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
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Braintree
A PayPal-owned full-stack processor for online businesses - accept cards, PayPal, Venmo, and wallets through o…
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Paystack
The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Around 2.59% plus 49 cents per transaction | From 1.5% per local transaction |
| Minimum payout | — | Ghana GHS 50 via bank, no minimum via mobile money, Nigeria on-demand NGN 1000 |
| Payout speed | — | Ghana automatic settlement next working day, timing varies by country |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong | Nigeria, Ghana, South Africa, Kenya, Ivory Coast |
| Local to | — | Nigeria, Ghana, South Africa, Kenya |
| Founded | 2007 | 2015 |
| Headquarters | Chicago, United States | Lagos, Nigeria |
| Popularity | 47 views · 0 likes | 47 views · 0 likes |
Frequently asked questions
Which is cheaper, Braintree or Paystack?
On a $1,000 payment you keep about $973.61 on Braintree and $985 on Paystack, before withdrawal or currency-conversion costs.
Where are Braintree and Paystack available?
Braintree: United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong. Paystack: Nigeria, Ghana, South Africa, Kenya, Ivory Coast.