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Braintree vs Stripe
Braintree and Stripe are both card processing platforms. On a $1,000 payment you keep about $973.61 on Braintree and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $973.61 on Braintree and $970.70 on Stripe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Braintree is the older platform — founded in 2007, 3 years before Stripe (2010).
Side by side
Braintree
A PayPal-owned full-stack processor for online businesses - accept cards, PayPal, Venmo, and wallets through o…
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Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Around 2.59% plus 49 cents per transaction | Around 2.9% plus 30 cents per card charge (US) |
| Minimum payout | — | Typically one base unit of the local currency, such as $0.01 in the US |
| Payout speed | — | First payout usually waits 7-14 days, longer by country or industry, later payouts follow your account schedule |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong | 45+ countries (merchant side) |
| Founded | 2007 | 2010 |
| Headquarters | Chicago, United States | San Francisco, United States |
| Popularity | 47 views · 0 likes | 50 views · 0 likes |
Frequently asked questions
Which is cheaper, Braintree or Stripe?
On a $1,000 payment you keep about $973.61 on Braintree and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Where are Braintree and Stripe available?
Braintree: United States, Canada, UK/Europe, Australia, NZ, Singapore, Hong Kong. Stripe: 45+ countries (merchant side).