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Flutterwave vs Paystack
Flutterwave and Paystack are both card processing platforms. On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Flutterwave is based in United States, Paystack in Nigeria.
Which should you choose?
Choose Paystack if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
Flutterwave
A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w…
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Paystack
The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Local cards ~1.4%, international 4.8% | From 1.5% per local transaction |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | 30+ African countries | Nigeria, Ghana, South Africa, Kenya, Ivory Coast |
| Local to | — | Nigeria, Ghana, South Africa, Kenya |
| Founded | 2016 | 2015 |
| Headquarters | San Francisco, United States | Lagos, Nigeria |
| Popularity | 37 views · 0 likes | 47 views · 0 likes |
Frequently asked questions
Which is cheaper, Flutterwave or Paystack?
On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.
Where are Flutterwave and Paystack available?
Flutterwave: 30+ African countries. Paystack: Nigeria, Ghana, South Africa, Kenya, Ivory Coast.