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Flutterwave vs Paystack

Flutterwave and Paystack are both card processing platforms. On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer.
  • Flutterwave is based in United States, Paystack in Nigeria.

Which should you choose?

Choose Paystack if…

  • Keeping more of each payment matters most — its fee is lower.

Side by side

Flutterwave A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w… Visit Paystack The Stripe-owned processor built for Africa - Nigerian, Ghanaian, South African, and Kenyan businesses accept… Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Local cards ~1.4%, international 4.8% From 1.5% per local transaction
Withdraw via Bank transfer Bank transfer
Availability 30+ African countries Nigeria, Ghana, South Africa, Kenya, Ivory Coast
Local to Nigeria, Ghana, South Africa, Kenya
Founded 2016 2015
Headquarters San Francisco, United States Lagos, Nigeria
Popularity 37 views · 0 likes 47 views · 0 likes

Frequently asked questions

Which is cheaper, Flutterwave or Paystack?

On a $1,000 payment you keep about $952–$986 on Flutterwave and $985 on Paystack, before withdrawal or currency-conversion costs.

Where are Flutterwave and Paystack available?

Flutterwave: 30+ African countries. Paystack: Nigeria, Ghana, South Africa, Kenya, Ivory Coast.

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