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Flutterwave vs Stripe
Flutterwave and Stripe are both card processing platforms. On a $1,000 payment you keep about $952–$986 on Flutterwave and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $952–$986 on Flutterwave and $970.70 on Stripe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Stripe is the older platform — founded in 2010, 6 years before Flutterwave (2016).
Which should you choose?
Choose Stripe if…
- You prefer a long track record (since 2010).
Side by side
Flutterwave
A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w…
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Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Local cards ~1.4%, international 4.8% | Around 2.9% plus 30 cents per card charge (US) |
| Payout speed | — | 2 business days standard (US), Instant Payouts within 30 minutes |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | 30+ African countries | 45+ countries (merchant side) |
| Founded | 2016 | 2010 |
| Headquarters | San Francisco, United States | San Francisco, United States |
| Popularity | 37 views · 0 likes | 46 views · 0 likes |
Frequently asked questions
Which is cheaper, Flutterwave or Stripe?
On a $1,000 payment you keep about $952–$986 on Flutterwave and $970.70 on Stripe, before withdrawal or currency-conversion costs.
Where are Flutterwave and Stripe available?
Flutterwave: 30+ African countries. Stripe: 45+ countries (merchant side).