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Flutterwave vs Razorpay
Flutterwave and Razorpay are both card processing platforms. On a $1,000 payment you keep about $952–$986 on Flutterwave and $980 on Razorpay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $952–$986 on Flutterwave and $980 on Razorpay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- Razorpay is the older platform — founded in 2014, 2 years before Flutterwave (2016).
- Flutterwave is based in United States, Razorpay in India.
Which should you choose?
Choose Razorpay if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
Flutterwave
A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w…
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Razorpay
India leading payment gateway - businesses of any size accept cards, UPI, netbanking, and wallets, with paymen…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Local cards ~1.4%, international 4.8% | Around 2% per domestic transaction |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | 30+ African countries | India |
| Local to | — | India |
| Founded | 2016 | 2014 |
| Headquarters | San Francisco, United States | Bengaluru, India |
| Popularity | 37 views · 0 likes | 48 views · 0 likes |
Frequently asked questions
Which is cheaper, Flutterwave or Razorpay?
On a $1,000 payment you keep about $952–$986 on Flutterwave and $980 on Razorpay, before withdrawal or currency-conversion costs.
Where are Flutterwave and Razorpay available?
Flutterwave: 30+ African countries. Razorpay: India.