Checked 29 Oct 2026
Wise 3.4Bronze 20 pts
A multi-currency account with local bank details in 9+ currencies - clients pay you like a local, and conversion happens at the mid-market rate.
- Free to joinNo sign-up fee
- Only in 76 countriesCheck yours below
- Easy sign-upQuick profile or ID check
- Pays via Bank transfer+1 more way to get paid
- Work from homeOnline, from anywhere
- Public companyLSE: WISE
- Since
- 2011 15 yrs
Based in- London, United Kingdom
- Web rank
- #1,054 worldwide
Can you join Wise?
Answer two questions and we check them against Wise's sign-up rules.
Pick your country and age then press Check. Your answer shows here and in “Can I join?” below.
Wise is a payment platform where anyone can register to start earning, and the work can be done remotely. Fees are Low conversion fees at the mid-market rate and you can withdraw via Bank transfer and Debit card. Founded in 2011, Wise is based in London, United Kingdom and is publicly traded (LSE: WISE). It is available in 76 countries.
Last updated
Getting paid
What the platform takes, when you get your money and how
Not verified yet: Payment protection · Minimum payout · Payout speed Know the answer? Tell us
What people actually earn on Wise
Sourced figures from the platform, filings and independent studies
Figures published by Wise or by independent studies and surveys, as dated. Individual earnings vary widely.
How complete is this profile?
We have 9 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
- Plain-English overview
- Minimum payout
- How fast you get paid
- Payment protection
- Review ratings
- Support channels
- Mobile apps
- Social accounts
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- Withdrawal methods
- Join requirements
- Countries it accepts
- Real earnings figures
- Wikipedia or reference page
Every fact is checked against the platform's own pages. How we check →
Our rating
Worked out from the facts on this page, the same way for every platform
Strong on track record and access. Weaker on getting paid.
- FeesNot enough facts yet
- Getting paid2.3
- Access4.3
- Track record4.5
- Proof of earnings2.5
Not a review of service quality: a score from verified fees, payouts, access, track record and earnings data. How the rating works
Achievements
20 of 100 points from 4 of 14 achievements, Bronze tier. Earned from verified facts, never paid for
Free to joinNo fee to sign up+5
Why it matters Paying to join is a red flag on many work sites. This one costs nothing to start.
How we check The platform's sign-up and pricing pages show no fee to register as an earner.
Wise free
Every platform with this badge →Top 10K websiteAmong the world's 10,000 most visited sites (Tranco)+5
Why it matters Big platforms have more clients and buyers, and a lot to lose from treating earners badly.
How we check The site ranks in the world's 10,000 most visited on the Tranco list, a research-grade ranking.
Wise #1,054 worldwide
Every platform with this badge →10 years runningFounded at least 10 years ago+5
Why it matters Platforms that have lasted a decade are less likely to vanish with your balance.
How we check Its founding year, checked against company records, is at least 10 years ago.
Wise Founded 2011
Every platform with this badge →Public companyListed on a stock exchange, with audited filings+5
Why it matters Listed companies publish audited accounts, so their finances and risks are public.
How we check The company has a stock ticker on a public exchange, with filings we can read.
Wise LSE: WISE
Every platform with this badge →Verified earningsA sourced figure for what people earn or are paid there10
Why it matters You can judge the pay from a real number instead of the platform's own promises.
How we check We need a figure for what earners are paid, earn typically, or how many people earn, with a link to the filing, pay page or study it came from.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →Open worldwideAccepts people from almost every country10
Why it matters Most earning platforms only take people from a handful of countries. This one lets almost anyone join.
How we check The platform's own terms or sign-up pages say it accepts people worldwide, with no more than eight countries left out.
Wise 160+ countries
Every platform with this badge →Clear feesPublishes its cut as a percentage5
Why it matters You can work out what you keep before you start.
How we check The platform publishes its cut as a percentage on its pricing or help pages, which we record as a range when it is tiered.
Wise Low conversion fees at the mid-market rate
Every platform with this badge →Low cutTakes 10% or less of what you earn10
Why it matters More of every payment reaches you. Many marketplaces take 20% or more.
How we check The highest percentage the platform names in its published fees is 10% or less.
Wise Low conversion fees at the mid-market rate
Every platform with this badge →Low payout barLets you cash out $10 or less5
Why it matters Small earnings are not left stuck in your account waiting for a high threshold.
How we check The platform's published minimum withdrawal is $10 or less, or it has no minimum.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →Fast payoutsPays out instantly, daily or on demand5
Why it matters Money arrives when you need it, not weeks later.
How we check The platform says payouts are instant, same-day, daily or on demand.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →Payment protectionHolds or guarantees payment before you work10
Why it matters Something stops you working for nothing, such as client money held before the work starts.
How we check The platform publishes how it protects earners' payments: escrow, guaranteed pay or a dispute process.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →Loved appA mobile app rated 4.5 or higher5
Why it matters A well-rated app usually means smooth day-to-day work and fewer payout problems.
How we check The platform's app is rated 4.5 or higher on the Apple App Store or Google Play.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →20 years runningFounded at least 20 years ago5
Why it matters Two decades of paying people is a strong track record.
How we check Its founding year, checked against company records, is at least 20 years ago.
Wise Founded 2011
Every platform with this badge →Fully documentedFees, payouts, countries and company details all verified15
Why it matters Everything you need to decide is verified here, not left as guesswork.
How we check Fees, payouts, minimum payout, who can join and the company details are all recorded from official pages.
Not earned yet: we have not verified this for Wise.
Every platform with this badge →
How achievements and tiers work · Open any badge for the details
Can I join Wise?
Age, countries, equipment and how sign-up works
Yes, if you are 18 or older and live in one of 76 countries.
Your profile and ID are reviewed before you start.
Enter your country and age in the quick check and we will tell you here whether Wise accepts you. Your answers stay on your device.
Check with my countryAge 18 or older
Open in76 countries
- A government ID
- Sign upFree
- Quick profile or ID reviewIncluding an ID check
- Do your first workJobs, tasks or sales
Good to know: Only residents of listed countries can hold money and get account details, so Pakistan, Nigeria, Bangladesh and India cannot receive.
How Wise compares
Against similar platforms in our directory
- Founded in 2011, Wise has been running for about 15 years — longer than 33 of the 53 payment receiving platforms we track with a known launch year.
Compared with the payment receiving platforms in our directory. See them all →
Is Wise legit?
What we could verify about the company
Wise is a real, operating platform. What we could verify:
- Operating since 2011 (15 years)
- Headquartered in London, United Kingdom
- Publicly traded (LSE: WISE)
- Has a Wikipedia article
- Among the world's top 10,000 websites by traffic (Tranco rank #1,054)
Listing last updated October 2026 · how we verify platforms · Missing or out of date? Tell us
Wise in public records
Company filings, web traffic and app store data
- Website rank
- #1,054 worldwideAmong the top 10,000 sites (wise.com)
- Industry
- Financial services, finance
Wise timeline
Founding, funding, milestones and news
-
Founded
Wise founded
Headquarters today: London, United Kingdom
-
Milestone
0.52% cross-border take rate
Wise's FY2026 results say its cross-border take rate, the average fee it keeps on money sent abroad, fell to 0.52% from 0.58%.
Source ↗ -
On FreelanceSites
Added to the FreelanceSites.net directory
Checked against its official pages before listing.
From the platform's own reports and press coverage we checked, plus company records on Wikidata. Know a milestone we're missing? Tell us
Guides
Step-by-step help for this platform
No step-by-step guide for Wise yet. Browse all guides or find the right way to earn for you.
Frequently asked questions
Quick answers about Wise
How much does Wise charge?
Wise fees: Low conversion fees at the mid-market rate.
How do you get paid on Wise?
Wise pays out via Bank transfer and Debit card.
Which countries is Wise available in?
76 countries.
Is Wise legit?
Yes, Wise is a real, operating platform: operating since 2011 (15 years), headquartered in London, United Kingdom and publicly traded (LSE: WISE). As with any platform, check its current terms before relying on it for income.
What are the best Wise alternatives?
Similar platforms include Payoneer, Revolut, PayPal and Skrill. Compare their fees and payouts in the alternatives section below.
Compare Wise with…
Wise alternatives
More payment receiving like Payoneer
PayoneerThe freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected directly to Upwork, Fiverr, Amazon, and dozens of marketplaces.
Fees Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6Kpayoneer.com
RevolutA financial super-app with multi-currency accounts - freelancers receive international payments and hold, exchange, and spend dozens of currencies.
Fees Free standard plan, ATM/FX fees beyond allowancesrevolut.com
PayPalThe most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost any client in the world.
Fees Fees vary by transaction type and countrypaypal.com
SkrillA digital wallet long popular with freelancers and online workers for receiving and sending money internationally at low cost.
Fees Free to receive, 2.99% to send, 2.8% withdrawal (min EUR 3.50), 4.49% FXskrill.com
GreyVirtual USD, GBP, and EUR accounts for African freelancers - receive international payments and convert to local currency at competitive rates.
Fees No account fees, FX conversion margingrey.co
MTN MoMoMTN mobile-money service across many African markets for receiving and sending money.
Fees Tiered cash-out fees ~0.5-2%mtn.com