Wise in 9 slides
A multi-currency account with local bank details in 9+ currencies - clients pay you like a local, and conversion happens at the mid-market rate.
- Payment platform
- Payment receiving platforms
- Based in London, United Kingdom
What you do on Wise
How the money is made: payment tool
- A client pays you
- Money lands in your account
- Convert if needed
- Withdraw to your bank
A multi-currency account with local bank details in 9+ currencies - clients pay you like a local, and conversion happens at the mid-market rate.
Founded 2011 · next to 52 other payment receiving platforms
Work and topics
What Wise takes
Low conversion fees at the mid-market rate
How the money reaches you
From sign-up to payout
- Sign upFree
- Quick profile or ID reviewIncludes an ID check
- Do the work
- Withdraw2 ways to withdraw
2 ways to withdraw
- Bank transfer
- Debit card
Can you join?
Yes, if you are 18 or older and live in one of 76 countries.
Your profile and ID are reviewed before you start.
What you need
- 18 or olderMinimum age
- An ID checkBefore you can work or withdraw
- Free to joinSign-up cost
- Quick profile or ID reviewHow sign-up works
Open in 61 countries
What people actually earn
Wise's FY2026 results say its cross-border take rate, the average fee it keeps on money sent abroad, fell to 0.52% from 0.58%.
Source: investegate.co.uk ↗How it scores
Strong on track record and access. Weaker on getting paid.
- FeesNot enough facts
- Getting paid2.3
- Access4.3
- Track record4.5
- Proof of earnings2.5
- Free to join
- Top 10K website
- 10 years running
- Public company
How much we know
We have 9 of the 17 things we track for every platform. Fees, payouts, join rules, countries and real earnings count most.
What we have
- What kind of platform it is
- Year founded
- Headquarters
- Fees
- Withdrawal methods
- Join requirements
- Countries it accepts
- Real earnings figures
- Wikipedia or reference page
Still missing
- Plain-English overview
- Minimum payout
- How fast you get paid
- Payment protection
- Review ratings
- Support channels
- Mobile apps
- Social accounts