Open an online store with mobile-money checkout to sell food, groceries, and goods.
Hubtel is a payments and wallet where anyone can register to start earning, and the work can be done remotely. Fees are 1.95% on mobile-money collections and you can withdraw via Settlement to bank or mobile money. Founded in 2005, Hubtel is based in Accra, Ghana. It is available in Ghana.
Last updated
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What people actually earn on Hubtel
We haven't found a verified figure for what people earn on Hubtel yet. We add one here when Hubtel or an independent study publishes numbers. See what people earn on other platforms →
Can I join Hubtel?
Not verified yet: Minimum age · You'll need · ID verification · Cost to join · Sign-up process · First payout Know the answer? Tell us
Hubtel now markets itself as a payments and management platform for businesses in Ghana, not a personal wallet for freelancers.
Official requirements ↗ · Check which platforms you can join →
Not verified yet: Mobile apps · Support Know the answer? Tell us
How Hubtel compares
- At 2%, Hubtel charges more than 9 of the 15 payment receiving platforms we track that take a percentage (median 1.7%).
- Founded in 2005, Hubtel has been running for about 21 years — longer than 43 of the 53 payment receiving platforms we track with a known launch year.
Compared with the payment receiving platforms in our directory. See them all →
Is Hubtel legit?
Hubtel is a real, operating platform. What we could verify:
- Operating since 2005 (21 years)
- Headquartered in Accra, Ghana
Listing last updated September 2026 · how we verify platforms · Missing or out of date? Tell us
Guides
No step-by-step guide for Hubtel yet. Browse all guides or find the right way to earn for you.
Frequently asked questions
How much does Hubtel charge?
Hubtel fees: 1.95% on mobile-money collections. On a $100 payment that leaves you about $98.05, before withdrawal or conversion costs.
How do you get paid on Hubtel?
Hubtel pays out via Settlement to bank or mobile money.
Which countries is Hubtel available in?
Ghana. Its main focus is Ghana.
Is Hubtel legit?
Yes, Hubtel is a real, operating platform: operating since 2005 (21 years) and headquartered in Accra, Ghana. As with any platform, check its current terms before relying on it for income.
What are the best Hubtel alternatives?
Similar platforms include Payoneer, PayPal, Mercado Pago and M-Pesa. Compare their fees and payouts in the alternatives section below.
Compare Hubtel with…
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