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Hubtel vs Payoneer
Hubtel and Payoneer are both payment receiving platforms. On a $1,000 payment you keep about $980.50 on Hubtel and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980.50 on Hubtel and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only Payoneer offers ATM card.
- Hubtel is based in Ghana, Payoneer in United States.
- Hubtel focuses on Ghana, while Payoneer operates internationally.
Which should you choose?
Choose Hubtel if…
- You live in Ghana.
Choose Payoneer if…
- You want to withdraw via ATM card.
Side by side
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Hubtel
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Payoneer
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | 1.95% on mobile-money collections | Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K |
| Withdraw via | Settlement to bank or mobile money | Bank transfer, ATM card |
| Availability | Ghana | 190+ countries |
| Local to | Ghana | — |
| Founded | 2005 | 2005 |
| Headquarters | Accra, Ghana | New York, United States |
| Stock ticker | — | NASDAQ: PAYO |
| Popularity | 39 views · 0 likes | 58 views · 0 likes |
Frequently asked questions
Which is cheaper, Hubtel or Payoneer?
On a $1,000 payment you keep about $980.50 on Hubtel and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
Where are Hubtel and Payoneer available?
Hubtel: Ghana. Payoneer: 190+ countries.