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Paytm vs M-Pesa

A side-by-side comparison of Paytm and M-Pesa — how they pay, where they work, and who they are for.

	Paytm One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b… Visit	M-Pesa The mobile money system that runs East Africa - anyone with a SIM card can receive payments, and small busines… Visit
Type	Payment receiving like Payoneer	Payment receiving like Payoneer
Category	Payments	Payments
Vetted	No	No
Work from home	Yes	No
Fees	Free UPI payments, legacy wallet restricted	Free deposits, tiered P2P and agent withdrawal fees
Withdraw via	Bank transfer (UPI)	Cash agents, Bank transfer
Availability	India	Kenya + 7 African markets
Local to	India	Kenya, Tanzania
Founded	2010	2007
Headquarters	Noida, India	Nairobi, Kenya
Stock ticker	NSE: PAYTM	—
Popularity	25 views · 0 likes	31 views · 0 likes