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Paytm vs OPay

A side-by-side comparison of Paytm and OPay — how they pay, where they work, and who they are for.

Paytm One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b… Visit OPay A Nigerian fintech where individuals and merchants receive payments and transfer money. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Free UPI payments, legacy wallet restricted ~NGN 10 per transfer, ~0.5% agent withdrawal
Withdraw via Bank transfer (UPI) Bank transfer, agent cash-out, card/ATM
Availability India Nigeria
Local to India Nigeria
Founded 2010 2018
Headquarters Noida, India Lagos, Nigeria
Stock ticker NSE: PAYTM
Popularity 25 views · 0 likes 23 views · 0 likes