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Yape vs OPay

A side-by-side comparison of Yape and OPay — how they pay, where they work, and who they are for.

Yape Peru leading mobile-payment app where people receive money and pay merchants by QR. Visit OPay A Nigerian fintech where individuals and merchants receive payments and transfer money. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free P2P transfers ~NGN 10 per transfer, ~0.5% agent withdrawal
Withdraw via Linked bank account, ATM withdrawal Bank transfer, agent cash-out, card/ATM
Availability Peru, Bolivia Nigeria
Local to Peru Nigeria
Founded 2016 2018
Headquarters Lima, Peru Lagos, Nigeria
Popularity 20 views · 0 likes 23 views · 0 likes