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ExpressPay vs Maya
ExpressPay and Maya are both payment receiving platforms. On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Maya, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Maya, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only Maya offers ATM via Maya card.
- Maya is the older platform — founded in 2000, 12 years before ExpressPay (2012).
- ExpressPay is based in Ghana, Maya in Philippines.
Which should you choose?
Choose ExpressPay if…
- You want to withdraw via Mobile money.
Choose Maya if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via ATM via Maya card.
- You prefer a long track record (since 2000).
Side by side
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ExpressPay
Collect payments via cards and all mobile-money networks.
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Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
Visit
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Transfer fees capped ~GHS 10, merchant 1.5-2.5% | Free Maya-to-Maya, ~PHP 15 bank transfer |
| Withdraw via | Mobile money, bank transfer | Bank transfer (InstaPay), ATM via Maya card |
| Availability | Ghana | Philippines |
| Local to | Ghana | Philippines |
| Founded | 2012 | 2000 |
| Headquarters | Accra, Ghana | Manila, Philippines |
| Popularity | 43 views · 0 likes | 40 views · 0 likes |
Frequently asked questions
Which is cheaper, ExpressPay or Maya?
On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Maya, before withdrawal or currency-conversion costs.
Where are ExpressPay and Maya available?
ExpressPay: Ghana. Maya: Philippines.