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ExpressPay vs PicPay
ExpressPay and PicPay are both payment receiving platforms. On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only PicPay offers debit card.
- ExpressPay is based in Ghana, PicPay in Brazil.
Which should you choose?
Choose ExpressPay if…
- You want to withdraw via Mobile money.
Choose PicPay if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via debit card.
Side by side
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ExpressPay
Collect payments via cards and all mobile-money networks.
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PicPay
A Brazilian payment app where people and merchants receive money, pay, and transfer.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Transfer fees capped ~GHS 10, merchant 1.5-2.5% | Free account and Pix/P2P transfers |
| Withdraw via | Mobile money, bank transfer | Pix/bank transfer, debit card |
| Availability | Ghana | Brazil |
| Local to | Ghana | Brazil |
| Founded | 2012 | 2012 |
| Headquarters | Accra, Ghana | Vitoria, Brazil |
| Popularity | 43 views · 0 likes | 47 views · 0 likes |
Frequently asked questions
Which is cheaper, ExpressPay or PicPay?
On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on PicPay, before withdrawal or currency-conversion costs.
Where are ExpressPay and PicPay available?
ExpressPay: Ghana. PicPay: Brazil.