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PhonePe vs PalmPay

A side-by-side comparison of PhonePe and PalmPay — how they pay, where they work, and who they are for.

PhonePe A leading Indian payments app where users and merchants receive money via UPI and QR. Visit PalmPay A Nigerian mobile-money app for receiving payments, transfers, and bill pay. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free UPI payments for consumers Free/low in-app transfers, agent cash-out ~0.5%
Withdraw via Bank account via UPI Bank transfer, agent/POS cash-out, debit card
Availability India Nigeria, Ghana, Tanzania, Bangladesh
Local to India Nigeria
Founded 2015 2019
Headquarters Bengaluru, India Lagos, Nigeria
Popularity 23 views · 0 likes 23 views · 0 likes