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Airtel Money vs Payoneer

Airtel Money and Payoneer are both payment receiving platforms. Fees — Airtel Money: Varies by country, tiered cash-out fees. Payoneer: Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — Airtel Money: Varies by country, tiered cash-out fees. Payoneer: Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K.
  • Both pay out via Bank transfer. Only Airtel Money offers Agent cash-out and ATM. Only Payoneer offers ATM card.
  • Payoneer is the older platform — founded in 2005, 6 years before Airtel Money (2011).
  • Airtel Money is based in United Kingdom, Payoneer in United States.
  • Airtel Money focuses on Nigeria, Kenya and Uganda, while Payoneer operates internationally.

Which should you choose?

Choose Airtel Money if…

  • You want to withdraw via Agent cash-out and ATM.
  • You live in Nigeria, Kenya or Uganda.

Choose Payoneer if…

  • You want to withdraw via ATM card.
  • You prefer a long track record (since 2005).

Side by side

Airtel Money A wide-reach African mobile money service for receiving payments and cash-out. Visit Payoneer The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected d… Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No Yes
Fees Varies by country, tiered cash-out fees Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K
Withdraw via Agent cash-out, bank transfer, ATM Bank transfer, ATM card
Availability 14 African countries 190+ countries
Local to Nigeria, Kenya, Uganda, Tanzania, Zambia —
Founded 2011 2005
Headquarters London, United Kingdom New York, United States
Stock ticker — NASDAQ: PAYO
Popularity 59 views · 0 likes 70 views · 0 likes

Frequently asked questions

Which is cheaper, Airtel Money or Payoneer?

Airtel Money: Varies by country, tiered cash-out fees. Payoneer: Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K.

Where are Airtel Money and Payoneer available?

Airtel Money: 14 African countries. Payoneer: 190+ countries.

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