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Authorize.net vs Stripe

Authorize.net and Stripe are both card processing platforms. Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).
  • Both pay out via Bank transfer.
  • Authorize.net is the older platform — founded in 1996, 14 years before Stripe (2010).

Which should you choose?

Choose Authorize.net if…

  • You prefer a long track record (since 1996).

Side by side

Authorize.net The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by vir… Visit Stripe The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register… Visit
Type Card processing like Stripe Card processing like Stripe
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees 25 dollars monthly gateway fee plus per-transaction charges Around 2.9% plus 30 cents per card charge (US)
Payout speed — 2 business days standard (US), Instant Payouts within 30 minutes
Withdraw via Bank transfer Bank transfer
Availability United States, United Kingdom, Canada, Australia 45+ countries (merchant side)
Founded 1996 2010
Headquarters Foster City, United States San Francisco, United States
Popularity 46 views · 0 likes 49 views · 0 likes

Frequently asked questions

Which is cheaper, Authorize.net or Stripe?

Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).

Where are Authorize.net and Stripe available?

Authorize.net: United States, United Kingdom, Canada, Australia. Stripe: 45+ countries (merchant side).

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