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Authorize.net vs Stripe
Authorize.net and Stripe are both card processing platforms. Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).
- Both pay out via Bank transfer.
- Authorize.net is the older platform — founded in 1996, 14 years before Stripe (2010).
Which should you choose?
Choose Authorize.net if…
- You prefer a long track record (since 1996).
Side by side
Authorize.net
The veteran Visa-owned payment gateway - small US and UK businesses accept cards online, by invoice, or by vir…
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Stripe
The standard for accepting card payments online - anyone with a business (even a sole proprietor) can register…
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|---|---|---|
| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | 25 dollars monthly gateway fee plus per-transaction charges | Around 2.9% plus 30 cents per card charge (US) |
| Payout speed | — | 2 business days standard (US), Instant Payouts within 30 minutes |
| Withdraw via | Bank transfer | Bank transfer |
| Availability | United States, United Kingdom, Canada, Australia | 45+ countries (merchant side) |
| Founded | 1996 | 2010 |
| Headquarters | Foster City, United States | San Francisco, United States |
| Popularity | 46 views · 0 likes | 49 views · 0 likes |
Frequently asked questions
Which is cheaper, Authorize.net or Stripe?
Authorize.net: 25 dollars monthly gateway fee plus per-transaction charges. Stripe: Around 2.9% plus 30 cents per card charge (US).
Where are Authorize.net and Stripe available?
Authorize.net: United States, United Kingdom, Canada, Australia. Stripe: 45+ countries (merchant side).