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bKash vs NayaPay
bKash and NayaPay are both payment receiving platforms. On a $1,000 payment you keep about $981.50–$985.10 on bKash and $1,000 on NayaPay, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $981.50–$985.10 on bKash and $1,000 on NayaPay, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only bKash offers Agent cash-out and ATM. Only NayaPay offers Debit card.
- bKash is the older platform — founded in 2011, 5 years before NayaPay (2016).
- bKash is based in Bangladesh, NayaPay in Pakistan.
Which should you choose?
Choose bKash if…
- You want to withdraw via Agent cash-out and ATM.
- You prefer a long track record (since 2011).
Choose NayaPay if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via Debit card.
Side by side
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bKash
Bangladesh dominant mobile money service where anyone receives and cashes out payments.
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NayaPay
A Pakistani digital wallet popular with freelancers - receive international transfers through 70+ remittance p…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | No | Yes |
| Fees | Free P2P within limits, agent cash-out 1.49-1.85% | Free bank/wallet transfers |
| Withdraw via | Agent cash-out, ATM, bank transfer | Bank transfer, Debit card |
| Availability | Bangladesh | Pakistan |
| Local to | Bangladesh | Pakistan |
| Founded | 2011 | 2016 |
| Headquarters | Dhaka, Bangladesh | Karachi, Pakistan |
| Popularity | 59 views · 1 likes | 62 views · 0 likes |
Frequently asked questions
Which is cheaper, bKash or NayaPay?
On a $1,000 payment you keep about $981.50–$985.10 on bKash and $1,000 on NayaPay, before withdrawal or currency-conversion costs.
Where are bKash and NayaPay available?
bKash: Bangladesh. NayaPay: Pakistan.