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Buy Me a Coffee vs Gumroad

Buy Me a Coffee and Gumroad are both creator platforms. On a $1,000 payment you keep about $950 on Buy Me a Coffee and $899.50 on Gumroad, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $950 on Buy Me a Coffee and $899.50 on Gumroad, before withdrawal or currency-conversion costs.
  • Buy Me a Coffee has the lower minimum payout ($10 vs $100).
  • Both pay out via Bank transfer. Only Buy Me a Coffee offers Stripe. Only Gumroad offers PayPal.
  • Gumroad is the older platform — founded in 2011, 7 years before Buy Me a Coffee (2018).

Which should you choose?

Choose Buy Me a Coffee if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to cash out small amounts.
  • You want to withdraw via Stripe.

Choose Gumroad if…

  • You want to withdraw via PayPal.
  • You prefer a long track record (since 2011).

Side by side

Buy Me a Coffee A simple page for supporters to send one-off or monthly contributions. Built for creators who want tips and me… Visit Gumroad A storefront for selling digital products directly to your audience - ebooks, courses, software, and membershi… Visit
Type Creator platforms like Patreon Creator platforms like Patreon
Category Creator Economy Creator Economy
Vetted No No
Work from home Yes Yes
Fees 5% fee 10% + $0.50 per sale plus card processing, 30% flat on Discover sales
Minimum payout $10 balance to request a payout $100 (higher in some countries)
Payout speed First payout 7 to 14 days after review, later payouts in 1 to 2 business days plus 3 to 5 days to reach your bank Weekly, monthly or quarterly (daily for eligible US sellers)
Withdraw via Bank transfer, Stripe PayPal, Bank transfer
Availability Worldwide Worldwide
Founded 2018 2011
Headquarters San Francisco, United States San Francisco, California, United States
Popularity 36 views · 0 likes 49 views · 0 likes

Frequently asked questions

Which is cheaper, Buy Me a Coffee or Gumroad?

On a $1,000 payment you keep about $950 on Buy Me a Coffee and $899.50 on Gumroad, before withdrawal or currency-conversion costs.

How fast do Buy Me a Coffee and Gumroad pay out?

Buy Me a Coffee: First payout 7 to 14 days after review, later payouts in 1 to 2 business days plus 3 to 5 days to reach your bank. Gumroad: Weekly, monthly or quarterly (daily for eligible US sellers).

Where are Buy Me a Coffee and Gumroad available?

Buy Me a Coffee: Worldwide. Gumroad: Worldwide.