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Cash App vs PayPal
Cash App and PayPal are both payment receiving platforms. Fees — Cash App: Free P2P, 0.5-1.75% instant deposit. PayPal: Fees vary by transaction type and country.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- Fees — Cash App: Free P2P, 0.5-1.75% instant deposit. PayPal: Fees vary by transaction type and country.
- Both pay out via Bank transfer and Debit card.
- PayPal is the older platform — founded in 1998, 15 years before Cash App (2013).
- Cash App focuses on the United States, while PayPal operates internationally.
Which should you choose?
Choose Cash App if…
- You live in the United States.
Choose PayPal if…
- You prefer a long track record (since 1998).
Side by side
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Cash App
The US peer-to-peer money app by Block - receive payments instantly to your cashtag, with a free debit card an…
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PayPal
The most widely accepted way to get paid online - send an invoice or a PayPal.Me link and receive from almost…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free P2P, 0.5-1.75% instant deposit | Fees vary by transaction type and country |
| Payout speed | — | Standard bank transfer free, Instant Transfer 1.75% (max $25) |
| Withdraw via | Bank transfer, Debit card | Bank transfer, Debit card |
| Availability | United States | 200+ markets |
| Local to | United States | — |
| Founded | 2013 | 1998 |
| Headquarters | Oakland, United States | San Jose, United States |
| Stock ticker | NYSE: XYZ (Block) | NASDAQ: PYPL |
| Popularity | 40 views · 0 likes | 51 views · 0 likes |
Frequently asked questions
Which is cheaper, Cash App or PayPal?
Cash App: Free P2P, 0.5-1.75% instant deposit. PayPal: Fees vary by transaction type and country.
Where are Cash App and PayPal available?
Cash App: United States. PayPal: 200+ markets.