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CIH Bank vs Payoneer

CIH Bank and Payoneer are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on CIH Bank and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on CIH Bank and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only CIH Bank offers card and ATM. Only Payoneer offers ATM card.
  • CIH Bank is the older platform — founded in 1920, 85 years before Payoneer (2005).
  • CIH Bank is based in Morocco, Payoneer in United States.
  • CIH Bank focuses on Morocco, while Payoneer operates internationally.

Which should you choose?

Choose CIH Bank if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via card and ATM.
  • You prefer a long track record (since 1920).
  • You live in Morocco.

Choose Payoneer if…

  • You want to withdraw via ATM card.

Side by side

CIH Bank Receive client and card payments and manage a dirham account as a freelancer. Visit Payoneer The freelancer favorite for international payments - receiving accounts in USD, EUR, GBP and more, connected d… Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes Yes
Fees Free Code30 account and card Withdrawals 1.2-4% ($1.50 USD to US), 0.5% conversion, $29.95/yr if under $6K
Withdraw via Bank transfer, card, ATM Bank transfer, ATM card
Availability Morocco 190+ countries
Local to Morocco
Founded 1920 2005
Headquarters Casablanca, Morocco New York, United States
Stock ticker NASDAQ: PAYO
Popularity 57 views · 0 likes 58 views · 0 likes

Frequently asked questions

Which is cheaper, CIH Bank or Payoneer?

On a $1,000 payment you keep about $1,000 on CIH Bank and $960–$995 on Payoneer, before withdrawal or currency-conversion costs.

Where are CIH Bank and Payoneer available?

CIH Bank: Morocco. Payoneer: 190+ countries.

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