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Circle vs Gumroad
Circle and Gumroad are both creator platforms. On a $1,000 payment you keep about $960–$995 on Circle and $899.50 on Gumroad, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $960–$995 on Circle and $899.50 on Gumroad, before withdrawal or currency-conversion costs.
- Only Circle offers Stripe. Only Gumroad offers PayPal and Bank transfer.
- Gumroad is the older platform — founded in 2011, 8 years before Circle (2019).
Which should you choose?
Choose Circle if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via Stripe.
Choose Gumroad if…
- You want to withdraw via PayPal and Bank transfer.
- You prefer a long track record (since 2011).
Side by side
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Circle
A community platform where creators charge members for access to courses and discussions.
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Gumroad
A storefront for selling digital products directly to your audience - ebooks, courses, software, and membershi…
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| Type | Creator platforms like Patreon | Creator platforms like Patreon |
| Category | Creator Economy | Creator Economy |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | From $89/mo + 0.5-4% transaction fee | 10% + $0.50 per sale plus card processing, 30% flat on Discover sales |
| Minimum payout | — | $100 (higher in some countries) |
| Payout speed | Stripe schedule after an initial payout delay generally of 7-14 days | Weekly, monthly or quarterly (daily for eligible US sellers) |
| Withdraw via | Stripe | PayPal, Bank transfer |
| Availability | Worldwide | Worldwide |
| Founded | 2019 | 2011 |
| Headquarters | New York, United States | San Francisco, California, United States |
| Popularity | 52 views · 0 likes | 49 views · 0 likes |
Frequently asked questions
Which is cheaper, Circle or Gumroad?
On a $1,000 payment you keep about $960–$995 on Circle and $899.50 on Gumroad, before withdrawal or currency-conversion costs.
How fast do Circle and Gumroad pay out?
Circle: Stripe schedule after an initial payout delay generally of 7-14 days. Gumroad: Weekly, monthly or quarterly (daily for eligible US sellers).
Where are Circle and Gumroad available?
Circle: Worldwide. Gumroad: Worldwide.