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Daviplata vs Yape

Daviplata and Yape are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Daviplata and $1,000 on Yape, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on Daviplata and $1,000 on Yape, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only Daviplata offers Cardless ATM and banking correspondents. Only Yape offers ATM withdrawal.
  • Daviplata is the older platform — founded in 2011, 5 years before Yape (2016).
  • Daviplata is based in Colombia, Yape in Peru.

Which should you choose?

Choose Daviplata if…

  • You want to withdraw via Cardless ATM and banking correspondents.
  • You prefer a long track record (since 2011).

Choose Yape if…

  • You want to withdraw via ATM withdrawal.

Side by side

Daviplata A Colombian mobile wallet for receiving money, transfers, and merchant payments. Visit Yape Peru leading mobile-payment app where people receive money and pay merchants by QR. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free transfers, QR and bill payments Free P2P transfers
Minimum payout — S/5 for Yape con DNI cash withdrawals, reported by La Republica in February 2025
Payout speed Bre-B transfers are instant, cash withdrawals at ATMs or agents without a card Cash collected at an eligible BCP agent or ATM after generating a withdrawal code
Withdraw via Cardless ATM, banking correspondents, bank transfer Linked bank account, ATM withdrawal
Availability Colombia Peru, Bolivia
Local to Colombia Peru
Founded 2011 2016
Headquarters Bogota, Colombia Lima, Peru
Popularity 39 views · 0 likes 41 views · 0 likes

Frequently asked questions

Which is cheaper, Daviplata or Yape?

On a $1,000 payment you keep about $1,000 on Daviplata and $1,000 on Yape, before withdrawal or currency-conversion costs.

How fast do Daviplata and Yape pay out?

Daviplata: Bre-B transfers are instant, cash withdrawals at ATMs or agents without a card. Yape: Cash collected at an eligible BCP agent or ATM after generating a withdrawal code.

Where are Daviplata and Yape available?

Daviplata: Colombia. Yape: Peru, Bolivia.