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dLocal vs Flutterwave
dLocal and Flutterwave are both card processing platforms. On a $1,000 payment you keep about $971 on dLocal and $952–$986 on Flutterwave, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $971 on dLocal and $952–$986 on Flutterwave, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer.
- dLocal is based in Uruguay, Flutterwave in United States.
Side by side
dLocal
A cross-border payments processor connecting global merchants to emerging-market shoppers.
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Flutterwave
A pan-African payments company - accept cards, mobile money, and local methods across 30+ African countries, w…
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| Type | Card processing like Stripe | Card processing like Stripe |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Custom pricing ~2.9% average take rate | Local cards ~1.4%, international 4.8% |
| Minimum payout | No minimum stated | NGN 100, USD 1000, EUR 1000, GBP 1000, KES 20, other currencies vary |
| Payout speed | Settlement cadence such as daily or weekly is agreed per merchant during onboarding | Local payments generally next business day, international generally 5 business days, varies by country |
| Withdraw via | Cross-border settlement to merchant bank | Bank transfer |
| Availability | 40+ emerging markets | 30+ African countries |
| Founded | 2016 | 2016 |
| Headquarters | Montevideo, Uruguay | San Francisco, United States |
| Popularity | 44 views · 0 likes | 39 views · 0 likes |
Frequently asked questions
Which is cheaper, dLocal or Flutterwave?
On a $1,000 payment you keep about $971 on dLocal and $952–$986 on Flutterwave, before withdrawal or currency-conversion costs.
How fast do dLocal and Flutterwave pay out?
dLocal: Settlement cadence such as daily or weekly is agreed per merchant during onboarding. Flutterwave: Local payments generally next business day, international generally 5 business days, varies by country.
Where are dLocal and Flutterwave available?
dLocal: 40+ emerging markets. Flutterwave: 30+ African countries.