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Easypaisa vs M-Pesa

Easypaisa and M-Pesa are both payment receiving platforms. On a $1,000 payment you keep about $1,000 on Easypaisa and $1,000 on M-Pesa, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $1,000 on Easypaisa and $1,000 on M-Pesa, before withdrawal or currency-conversion costs.
  • Both pay out via Cash agents and Bank transfer. Only Easypaisa offers ATM card.
  • M-Pesa is the older platform — founded in 2007, 2 years before Easypaisa (2009).
  • Easypaisa is based in Pakistan, M-Pesa in Kenya.

Which should you choose?

Choose Easypaisa if…

  • You want to withdraw via ATM card.

Side by side

Easypaisa Pakistan most used mobile wallet - receive money to your phone number, get paid by customers via QR, and cash… Visit M-Pesa The mobile money system that runs East Africa - anyone with a SIM card can receive payments, and small busines… Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home No No
Fees Free in-network transfers, tiered agent cash-out fees Free deposits, tiered P2P and agent withdrawal fees
Payout speed At an easypaisa merchant, at an ATM around the clock, or by transfer to a bank account —
Withdraw via Cash agents, Bank transfer, ATM card Cash agents, Bank transfer
Availability Pakistan Kenya + 7 African markets
Local to Pakistan Kenya, Tanzania
Founded 2009 2007
Headquarters Karachi, Pakistan Nairobi, Kenya
Popularity 44 views · 0 likes 54 views · 0 likes

Frequently asked questions

Which is cheaper, Easypaisa or M-Pesa?

On a $1,000 payment you keep about $1,000 on Easypaisa and $1,000 on M-Pesa, before withdrawal or currency-conversion costs.

Where are Easypaisa and M-Pesa available?

Easypaisa: Pakistan. M-Pesa: Kenya + 7 African markets.