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ExpressPay vs Airtel Money

ExpressPay and Airtel Money are both payment receiving platforms. Fees — ExpressPay: Transfer fees capped ~GHS 10, merchant 1.5-2.5%. Airtel Money: Varies by country, tiered cash-out fees.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • Fees — ExpressPay: Transfer fees capped ~GHS 10, merchant 1.5-2.5%. Airtel Money: Varies by country, tiered cash-out fees.
  • Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only Airtel Money offers Agent cash-out and ATM.
  • ExpressPay is based in Ghana, Airtel Money in United Kingdom.

Which should you choose?

Choose ExpressPay if…

  • You want to withdraw via Mobile money.

Choose Airtel Money if…

  • You want to withdraw via Agent cash-out and ATM.

Side by side

ExpressPay Collect payments via cards and all mobile-money networks. Visit Airtel Money A wide-reach African mobile money service for receiving payments and cash-out. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Transfer fees capped ~GHS 10, merchant 1.5-2.5% Varies by country, tiered cash-out fees
Withdraw via Mobile money, bank transfer Agent cash-out, bank transfer, ATM
Availability Ghana 14 African countries
Local to Ghana Nigeria, Kenya, Uganda, Tanzania, Zambia
Founded 2012 2011
Headquarters Accra, Ghana London, United Kingdom
Popularity 43 views · 0 likes 54 views · 0 likes

Frequently asked questions

Which is cheaper, ExpressPay or Airtel Money?

ExpressPay: Transfer fees capped ~GHS 10, merchant 1.5-2.5%. Airtel Money: Varies by country, tiered cash-out fees.

Where are ExpressPay and Airtel Money available?

ExpressPay: Ghana. Airtel Money: 14 African countries.

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