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ExpressPay vs bKash

ExpressPay and bKash are both payment receiving platforms. On a $1,000 payment you keep about $975–$985 on ExpressPay and $981.50–$985.10 on bKash, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $975–$985 on ExpressPay and $981.50–$985.10 on bKash, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only bKash offers Agent cash-out and ATM.
  • ExpressPay is based in Ghana, bKash in Bangladesh.

Which should you choose?

Choose ExpressPay if…

  • You want to withdraw via Mobile money.

Choose bKash if…

  • You want to withdraw via Agent cash-out and ATM.

Side by side

ExpressPay Collect payments via cards and all mobile-money networks. Visit bKash Bangladesh dominant mobile money service where anyone receives and cashes out payments. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Transfer fees capped ~GHS 10, merchant 1.5-2.5% Free P2P within limits, agent cash-out 1.49-1.85%
Withdraw via Mobile money, bank transfer Agent cash-out, ATM, bank transfer
Availability Ghana Bangladesh
Local to Ghana Bangladesh
Founded 2012 2011
Headquarters Accra, Ghana Dhaka, Bangladesh
Popularity 43 views · 0 likes 46 views · 0 likes

Frequently asked questions

Which is cheaper, ExpressPay or bKash?

On a $1,000 payment you keep about $975–$985 on ExpressPay and $981.50–$985.10 on bKash, before withdrawal or currency-conversion costs.

Where are ExpressPay and bKash available?

ExpressPay: Ghana. bKash: Bangladesh.

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