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ExpressPay vs CIH Bank
ExpressPay and CIH Bank are both payment receiving platforms. On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on CIH Bank, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on CIH Bank, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only CIH Bank offers card and ATM.
- CIH Bank is the older platform — founded in 1920, 92 years before ExpressPay (2012).
- ExpressPay is based in Ghana, CIH Bank in Morocco.
Which should you choose?
Choose ExpressPay if…
- You want to withdraw via Mobile money.
Choose CIH Bank if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via card and ATM.
- You prefer a long track record (since 1920).
Side by side
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ExpressPay
Collect payments via cards and all mobile-money networks.
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CIH Bank
Receive client and card payments and manage a dirham account as a freelancer.
Visit
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Transfer fees capped ~GHS 10, merchant 1.5-2.5% | Free Code30 account and card |
| Withdraw via | Mobile money, bank transfer | Bank transfer, card, ATM |
| Availability | Ghana | Morocco |
| Local to | Ghana | Morocco |
| Founded | 2012 | 1920 |
| Headquarters | Accra, Ghana | Casablanca, Morocco |
| Popularity | 43 views · 0 likes | 57 views · 0 likes |
Frequently asked questions
Which is cheaper, ExpressPay or CIH Bank?
On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on CIH Bank, before withdrawal or currency-conversion costs.
Where are ExpressPay and CIH Bank available?
ExpressPay: Ghana. CIH Bank: Morocco.