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ExpressPay vs Daviplata

ExpressPay and Daviplata are both payment receiving platforms. On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Daviplata, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Daviplata, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only ExpressPay offers Mobile money. Only Daviplata offers Cardless ATM and banking correspondents.
  • ExpressPay is based in Ghana, Daviplata in Colombia.

Which should you choose?

Choose ExpressPay if…

  • You want to withdraw via Mobile money.

Choose Daviplata if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via Cardless ATM and banking correspondents.

Side by side

ExpressPay Collect payments via cards and all mobile-money networks. Visit Daviplata A Colombian mobile wallet for receiving money, transfers, and merchant payments. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Transfer fees capped ~GHS 10, merchant 1.5-2.5% Free transfers, QR and bill payments
Withdraw via Mobile money, bank transfer Cardless ATM, banking correspondents, bank transfer
Availability Ghana Colombia
Local to Ghana Colombia
Founded 2012 2011
Headquarters Accra, Ghana Bogota, Colombia
Popularity 43 views · 0 likes 39 views · 0 likes

Frequently asked questions

Which is cheaper, ExpressPay or Daviplata?

On a $1,000 payment you keep about $975–$985 on ExpressPay and $1,000 on Daviplata, before withdrawal or currency-conversion costs.

Where are ExpressPay and Daviplata available?

ExpressPay: Ghana. Daviplata: Colombia.

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