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GCash vs Maya

GCash and Maya are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.

Updated · from each platform’s published fees and payout terms · how we verify

Key differences

  • On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.
  • Both pay out via Bank transfer. Only GCash offers Cash agents. Only Maya offers ATM via Maya card.
  • Maya is the older platform — founded in 2000, 4 years before GCash (2004).

Which should you choose?

Choose GCash if…

  • You want to withdraw via Cash agents.

Choose Maya if…

  • Keeping more of each payment matters most — its fee is lower.
  • You want to withdraw via ATM via Maya card.

Side by side

GCash The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela… Visit Maya A Philippine digital wallet and bank where users receive payments and pay merchants. Visit
Type Payment receiving like Payoneer Payment receiving like Payoneer
Category Payments Payments
Vetted No No
Work from home Yes No
Fees Free in-app transfers, ~2% agent cash-out Free Maya-to-Maya, ~PHP 15 bank transfer
Withdraw via Bank transfer, Cash agents Bank transfer (InstaPay), ATM via Maya card
Availability Philippines Philippines
Local to Philippines Philippines
Founded 2004 2000
Headquarters Taguig, Philippines Manila, Philippines
Popularity 43 views · 0 likes 40 views · 0 likes

Frequently asked questions

Which is cheaper, GCash or Maya?

On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.

Where are GCash and Maya available?

GCash: Philippines. Maya: Philippines.

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