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GCash vs Maya
GCash and Maya are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only GCash offers Cash agents. Only Maya offers ATM via Maya card.
- Maya is the older platform — founded in 2000, 4 years before GCash (2004).
Which should you choose?
Choose GCash if…
- You want to withdraw via Cash agents.
Choose Maya if…
- Keeping more of each payment matters most — its fee is lower.
- You want to withdraw via ATM via Maya card.
Side by side
GCash
The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela…
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Maya
A Philippine digital wallet and bank where users receive payments and pay merchants.
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Free in-app transfers, ~2% agent cash-out | Free Maya-to-Maya, ~PHP 15 bank transfer |
| Withdraw via | Bank transfer, Cash agents | Bank transfer (InstaPay), ATM via Maya card |
| Availability | Philippines | Philippines |
| Local to | Philippines | Philippines |
| Founded | 2004 | 2000 |
| Headquarters | Taguig, Philippines | Manila, Philippines |
| Popularity | 43 views · 0 likes | 40 views · 0 likes |
Frequently asked questions
Which is cheaper, GCash or Maya?
On a $1,000 payment you keep about $980 on GCash and $1,000 on Maya, before withdrawal or currency-conversion costs.
Where are GCash and Maya available?
GCash: Philippines. Maya: Philippines.