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GCash vs Paytm
GCash and Paytm are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980 on GCash and $1,000 on Paytm, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only GCash offers Cash agents.
- GCash is the older platform — founded in 2004, 6 years before Paytm (2010).
- GCash is based in Philippines, Paytm in India.
Which should you choose?
Choose GCash if…
- You want to withdraw via Cash agents.
- You prefer a long track record (since 2004).
Choose Paytm if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
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GCash
The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela…
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Paytm
One of India biggest payment platforms - individuals and merchants receive via UPI and QR codes, with a full b…
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|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | Yes |
| Fees | Free in-app transfers, ~2% agent cash-out | Free UPI payments, legacy wallet restricted |
| Withdraw via | Bank transfer, Cash agents | Bank transfer (UPI) |
| Availability | Philippines | India |
| Local to | Philippines | India |
| Founded | 2004 | 2010 |
| Headquarters | Taguig, Philippines | Noida, India |
| Stock ticker | — | NSE: PAYTM |
| Popularity | 41 views · 0 likes | 41 views · 0 likes |
Frequently asked questions
Which is cheaper, GCash or Paytm?
On a $1,000 payment you keep about $980 on GCash and $1,000 on Paytm, before withdrawal or currency-conversion costs.
Where are GCash and Paytm available?
GCash: Philippines. Paytm: India.