← Back to GCash
Compare
GCash vs PhonePe
GCash and PhonePe are both payment receiving platforms. On a $1,000 payment you keep about $980 on GCash and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
Updated · from each platform’s published fees and payout terms · how we verify
Key differences
- On a $1,000 payment you keep about $980 on GCash and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
- Both pay out via Bank transfer. Only GCash offers Cash agents.
- GCash is the older platform — founded in 2004, 11 years before PhonePe (2015).
- GCash is based in Philippines, PhonePe in India.
Which should you choose?
Choose GCash if…
- You want to withdraw via Cash agents.
- You prefer a long track record (since 2004).
Choose PhonePe if…
- Keeping more of each payment matters most — its fee is lower.
Side by side
|
GCash
The Philippines dominant mobile wallet - receive payments by number or QR, with bank cash-out and heavy freela…
Visit
|
PhonePe
A leading Indian payments app where users and merchants receive money via UPI and QR.
Visit
|
|
|---|---|---|
| Type | Payment receiving like Payoneer | Payment receiving like Payoneer |
| Category | Payments | Payments |
| Vetted | No | No |
| Work from home | Yes | No |
| Fees | Free in-app transfers, ~2% agent cash-out | Free UPI payments for consumers |
| Withdraw via | Bank transfer, Cash agents | Bank account via UPI |
| Availability | Philippines | India |
| Local to | Philippines | India |
| Founded | 2004 | 2015 |
| Headquarters | Taguig, Philippines | Bengaluru, India |
| Popularity | 41 views · 0 likes | 43 views · 0 likes |
Frequently asked questions
Which is cheaper, GCash or PhonePe?
On a $1,000 payment you keep about $980 on GCash and $1,000 on PhonePe, before withdrawal or currency-conversion costs.
Where are GCash and PhonePe available?
GCash: Philippines. PhonePe: India.